@scope (.vestd-equity-modeller){:scope{--cream:#f2f1e9;--teal-light:#dceee4;--teal:#00a896;--teal-dark:#005c4e;--blue:#0a6cff;--blue-hover:#0858d4;--black:#000;--mint:#0fc;--pink:#e20083;--burgundy:#5a0023;--white:#fff;--text:#1a1a18;--text-muted:#444440;--border:rgba(0,0,0,.12);--border-strong:rgba(0,0,0,.2);--shadow-sm:0 1px 3px rgba(0,0,0,.06),0 1px 2px rgba(0,0,0,.04);--shadow-md:0 4px 12px rgba(0,0,0,.08),0 2px 4px rgba(0,0,0,.04);--shadow-lg:0 12px 32px rgba(0,0,0,.1),0 4px 8px rgba(0,0,0,.06);--danger:#b3001b}*,:after,:before{box-sizing:border-box;margin:0;padding:0}:scope{background:var(--cream);color:var(--text);font-family:Work Sans,system-ui,sans-serif;font-size:16px;line-height:1.55;overflow-x:hidden}a{color:var(--blue)}button{font-family:inherit}.hero{background:var(--black);color:var(--white);overflow:hidden;padding:72px 32px 56px;position:relative;text-align:center}.hero-bg{background:radial-gradient(ellipse 800px 400px at 50% 0,rgba(0,168,150,.22) 0,transparent 70%);inset:0}.hero-bg,.hero-bg-2{pointer-events:none;position:absolute}.hero-bg-2{background:radial-gradient(circle,rgba(10,108,255,.15) 0,transparent 70%);bottom:-80px;height:360px;left:-80px;width:360px}.hero-inner{margin:0 auto;max-width:820px;position:relative}.hero-eyebrow{align-items:center;background:rgba(0,255,204,.1);border:1px solid rgba(0,255,204,.35);border-radius:100px;color:var(--mint);display:inline-flex;font-size:16px;font-weight:600;gap:8px;letter-spacing:.08em;margin-bottom:24px;padding:7px 16px;text-transform:uppercase}.hero-eyebrow:before{background:var(--mint);border-radius:50%;content:"";height:6px;width:6px}.hero h1{font-family:Miriam Libre,serif;font-size:clamp(36px,5vw,56px);font-weight:700;letter-spacing:-1px;line-height:1.08;margin-bottom:20px}.hero h1 .accent{color:var(--mint)}.hero p{color:hsla(0,0%,100%,.8);font-size:18px;line-height:1.6;margin:0 auto;max-width:660px}.rule-banner{background:#0a0a0a;border-top:1px solid hsla(0,0%,100%,.06);padding:40px 32px}.rb-inner{margin:0 auto;max-width:1180px}.rb-title{align-items:center;color:var(--mint);display:flex;font-size:16px;font-weight:700;gap:10px;letter-spacing:.1em;margin-bottom:24px;text-transform:uppercase}.rb-title:before{background:var(--mint);border-radius:2px;content:"";height:8px;width:8px}.rb-title:after{background:hsla(0,0%,100%,.1);content:"";flex:1;height:1px}.rb-grid{display:grid;gap:16px;grid-template-columns:repeat(4,1fr)}.rb-card{background:hsla(0,0%,100%,.04);border:1px solid hsla(0,0%,100%,.1);border-radius:12px;padding:22px 20px}.rb-card-label{color:#fff;font-size:16px;font-weight:700;letter-spacing:.06em;margin-bottom:12px;text-transform:uppercase}.rb-before{color:hsla(0,0%,100%,.8);font-size:16px;margin-bottom:4px;text-decoration:line-through}.rb-after{color:var(--mint);font-family:Miriam Libre,serif;font-size:26px;font-weight:700;letter-spacing:-.5px;line-height:1}.rb-desc{margin-top:10px}.rb-desc,.rb-footnote{color:hsla(0,0%,100%,.8);font-size:16px;line-height:1.5}.rb-footnote{margin-top:20px;text-align:center}.stage-nav{background:var(--white);border-bottom:1px solid var(--border);box-shadow:var(--shadow-sm);position:sticky;top:0;z-index:90}.stage-nav-inner{display:flex;margin:0 auto;max-width:1240px;padding:0 32px}.stage-tab{align-items:center;background:transparent;border:none;border-bottom:3px solid transparent;color:var(--text-muted);cursor:pointer;display:flex;font-size:16px;font-weight:600;gap:10px;padding:18px 24px;transition:color .15s,border-color .15s;white-space:nowrap}.stage-tab.active,.stage-tab:hover{color:var(--teal-dark)}.stage-tab.active{border-bottom-color:var(--teal)}.stage-num{align-items:center;background:rgba(0,0,0,.1);border-radius:50%;color:var(--text-muted);display:inline-flex;font-size:16px;font-weight:700;height:24px;justify-content:center;width:24px}.stage-tab.active .stage-num{background:var(--teal);color:var(--white)}.calc-section{margin:0 auto;max-width:1240px;padding:48px 24px 64px}.sec{display:none}.sec.active{animation:fadeUp .28s ease both;display:block}@keyframes fadeUp{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}.section-head{margin-bottom:28px}.section-head h2{font-family:Miriam Libre,serif;font-size:clamp(28px,3.5vw,34px);font-weight:700;letter-spacing:-.6px;margin-bottom:8px}.section-head p{color:var(--text-muted);font-size:16px;max-width:720px}.calc-grid{align-items:start;display:grid;gap:32px;grid-template-columns:1fr 440px}.panel{background:var(--white);border:1px solid var(--border);border-radius:16px;box-shadow:var(--shadow-sm);padding:32px}.panel+.panel{margin-top:24px}.panel h3{font-family:Miriam Libre,serif;font-size:22px;font-weight:700;letter-spacing:-.4px;margin-bottom:6px}.panel-sub{color:var(--text-muted);font-size:16px}.input-group,.panel-sub{margin-bottom:28px}.input-group:last-child{margin-bottom:0}.input-group-title{align-items:center;border-bottom:1px solid var(--border);color:var(--teal-dark);display:flex;font-size:16px;font-weight:700;gap:10px;letter-spacing:.08em;margin-bottom:18px;padding-bottom:12px;text-transform:uppercase}.input-group-title:before{background:var(--teal);border-radius:2px;content:"";height:8px;width:8px}.scheme-grid{display:grid;gap:10px;grid-template-columns:repeat(auto-fit,minmax(170px,1fr))}.scheme-opt{background:var(--white);border:1.5px solid var(--border-strong);border-radius:12px;cursor:pointer;font-family:Work Sans,sans-serif;padding:14px 12px;text-align:left;transition:border-color .15s,background .15s,transform .1s}.scheme-opt.active,.scheme-opt:hover{border-color:var(--teal)}.scheme-opt.active{background:var(--teal-light)}.scheme-name{color:var(--text);font-size:16px;font-weight:700;margin-bottom:2px}.scheme-tag{color:var(--text-muted);font-size:16px;line-height:1.35}@media (max-width:720px){.scheme-grid{grid-template-columns:repeat(2,1fr)}}.field{margin-bottom:22px}.field:last-child{margin-bottom:0}.field-row{display:grid;gap:16px;grid-template-columns:1fr 1fr}@media (max-width:560px){.field-row{grid-template-columns:1fr}}.field-header{align-items:baseline;display:flex;gap:12px;justify-content:space-between;margin-bottom:10px}.field-label{color:var(--text);font-size:16px;font-weight:600}.field-hint{color:var(--text-muted);font-size:16px;font-weight:400}.field-value{color:var(--teal-dark);font-family:Miriam Libre,serif;font-size:18px;font-weight:700;letter-spacing:-.3px}.num-input-wrap{position:relative;width:100%}.num-input-wrap .prefix{color:var(--text-muted);font-size:16px;font-weight:600;left:14px;pointer-events:none;position:absolute;top:50%;transform:translateY(-50%)}input[type=number],input[type=text],select{-webkit-appearance:none;appearance:none;background:var(--white);border:1.5px solid var(--border-strong);border-radius:8px;color:var(--text);font-family:Work Sans,sans-serif;font-size:16px;font-weight:600;padding:12px 14px;transition:border-color .15s,box-shadow .15s;width:100%}.num-input-wrap input[type=number]{padding-left:32px!important}input[type=number]:focus,input[type=text]:focus,select:focus{border-color:var(--teal);box-shadow:0 0 0 4px rgba(0,168,150,.18);outline:none}input[type=number]::-webkit-inner-spin-button,input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}input[type=number]{-moz-appearance:textfield}select{background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'><path fill='%23444440' d='M3 6l5 5 5-5'/></svg>");background-position:right 12px center;background-repeat:no-repeat;background-size:14px;padding-right:36px}.chip-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}.chip{background:var(--cream);border:1.5px solid var(--border);border-radius:100px;color:var(--text);cursor:pointer;font-family:Work Sans,sans-serif;font-size:16px;font-weight:600;padding:8px 16px;transition:all .15s}.chip:hover{border-color:var(--teal);color:var(--teal-dark)}.chip.active{background:var(--teal-dark);border-color:var(--teal-dark);color:var(--white)}.next-btn{align-items:center;background:var(--blue);border:none;border-radius:8px;box-shadow:0 4px 12px rgba(10,108,255,.3);color:var(--white);cursor:pointer;display:inline-flex;font-family:Work Sans,sans-serif;font-size:16px;font-weight:600;gap:8px;margin-top:24px;padding:12px 22px;text-decoration:none;transition:background .2s,transform .15s,box-shadow .2s}.next-btn:hover{background:var(--blue-hover);box-shadow:0 6px 18px rgba(10,108,255,.4);transform:translateY(-2px)}.outputs{position:sticky;top:76px}.output-panel{background:var(--white);border:1px solid var(--border);border-radius:16px;box-shadow:var(--shadow-md);overflow:hidden}.tier-banner{align-items:center;background:var(--teal-dark);color:var(--white);display:flex;gap:12px;justify-content:space-between;padding:14px 24px}.tier-banner.alt{background:var(--burgundy)}.tier-label{color:#fff;letter-spacing:.06em;text-transform:uppercase}.tier-label,.tier-name{font-size:16px;font-weight:700}.hero-output{background:linear-gradient(180deg,rgba(0,168,150,.06),transparent);border-bottom:1px solid var(--border);padding:28px 24px 24px;text-align:center}.hero-output-label{color:var(--text-muted);font-size:16px;font-weight:700;letter-spacing:.08em;margin-bottom:8px;text-transform:uppercase}.hero-output-value{color:var(--teal-dark);font-family:Miriam Libre,serif;font-size:44px;font-variant-numeric:tabular-nums;font-weight:700;letter-spacing:-1.2px;line-height:1.05;margin-bottom:6px}.hero-output-sub{color:var(--text-muted);font-size:16px}.hero-output-sub strong{color:var(--text);font-weight:600}.compare-cols{background:var(--border);border-bottom:1px solid var(--border);display:grid;gap:1px;grid-template-columns:1fr 1fr}.compare-col{background:var(--white);padding:20px 18px;position:relative;text-align:center}.compare-col.best{background:var(--teal-light)}.compare-col-label{align-items:center;color:var(--text-muted);display:flex;font-size:16px;font-weight:700;gap:8px;justify-content:center;letter-spacing:.06em;margin-bottom:6px;text-transform:uppercase}.compare-col.best .compare-col-label{color:var(--teal-dark)}.compare-col-value{color:var(--text);font-family:Miriam Libre,serif;font-size:24px;font-variant-numeric:tabular-nums;font-weight:700;letter-spacing:-.5px;line-height:1.1}.compare-col.best .compare-col-value{color:var(--teal-dark)}.compare-col-tax{color:var(--text-muted);font-size:16px;margin-top:4px}.best-badge{background:var(--teal);border-radius:100px;color:var(--white);font-size:16px;font-weight:700;letter-spacing:.04em;padding:3px 10px;text-transform:uppercase}.output-section{border-bottom:1px solid var(--border);padding:20px 24px}.output-section:last-of-type{border-bottom:none}.output-section-title{align-items:center;color:var(--text-muted);display:flex;font-size:16px;font-weight:700;gap:8px;letter-spacing:.08em;margin-bottom:14px;text-transform:uppercase}.output-section-title.tax:before{background:var(--pink);border-radius:2px;content:"";height:8px;width:8px}.output-section-title.upside:before{background:var(--teal);border-radius:2px;content:"";height:8px;width:8px}.output-section-title.info:before{background:var(--blue);border-radius:2px;content:"";height:8px;width:8px}.output-row{align-items:baseline;display:flex;font-size:16px;gap:12px;justify-content:space-between;padding:7px 0}.output-row+.output-row{border-top:1px dashed rgba(0,0,0,.08)}.output-row .label{color:var(--text-muted);font-weight:500}.output-row .value{color:var(--text);font-variant-numeric:tabular-nums;font-weight:700;white-space:nowrap}.output-row .value.neg{color:var(--danger)}.output-row.total{border-top:1.5px solid var(--text)!important;font-size:16px;margin-top:10px;padding-top:12px}.output-row.total .label{color:var(--text);font-weight:700}.output-row.total .value{color:var(--teal-dark);font-family:Miriam Libre,serif;font-size:20px;letter-spacing:-.3px}.output-row.total .value.neg{color:var(--danger)}.delta-callout{background:var(--teal-light);border:1.5px solid var(--teal);border-radius:12px;margin:14px 24px 20px;padding:18px 20px;text-align:center}.delta-callout.neutral{background:var(--cream);border-color:var(--border-strong)}.delta-label{color:var(--teal-dark);font-size:16px;font-weight:700;letter-spacing:.08em;margin-bottom:6px;text-transform:uppercase}.delta-callout.neutral .delta-label{color:var(--text-muted)}.delta-amt{color:var(--teal-dark);font-family:Miriam Libre,serif;font-size:32px;font-variant-numeric:tabular-nums;font-weight:700;letter-spacing:-.5px;line-height:1}.delta-callout.neutral .delta-amt{color:var(--text)}.delta-desc{margin-top:6px}.delta-desc,.info-note{color:var(--text-muted);font-size:16px}.info-note{background:var(--cream);border-left:3px solid var(--teal);border-radius:0 8px 8px 0;line-height:1.55;padding:12px 16px}.info-note strong{color:var(--text)}.badr-note{background:rgba(0,168,150,.06);border:1px solid rgba(0,168,150,.25);border-radius:10px;color:var(--text-muted);font-size:16px;line-height:1.55;margin-top:12px;padding:12px 16px}.badr-note strong{color:var(--teal-dark)}.assum{background:var(--cream);border-radius:10px;margin-top:14px;padding:14px 16px}.assum-title{font-weight:700;letter-spacing:.08em;margin-bottom:10px;text-transform:uppercase}.assum-row,.assum-title{color:var(--text-muted);font-size:16px}.assum-row{align-items:flex-start;display:flex;gap:12px;justify-content:space-between;padding:3px 0}.assum-row .v{color:var(--text);font-weight:600;text-align:right}.assum-row.stacked 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hsla(0,0%,100%,.3);border-radius:8px;color:var(--white);display:inline-block;font-size:16px;font-weight:600;margin-left:8px;padding:10px 18px;text-decoration:none;transition:border-color .15s,background .15s}.btn-secondary:hover{background:hsla(0,0%,100%,.05);border-color:var(--white)}.carry-summary{align-items:center;background:var(--white);border:1px solid var(--border);border-radius:16px;box-shadow:var(--shadow-sm);display:grid;gap:28px;grid-template-columns:1fr 1fr;margin-bottom:28px;padding:28px 32px}@media (max-width:720px){.carry-summary{grid-template-columns:1fr}}.carry-summary h3{font-family:Miriam Libre,serif;font-size:22px;font-weight:700;letter-spacing:-.4px;margin-bottom:8px}.carry-summary p{color:var(--text-muted);font-size:16px;line-height:1.55}.carry-box{background:var(--teal-light);border:1px solid rgba(0,168,150,.22);border-radius:12px;padding:20px 22px}.carry-box-title{color:var(--teal-dark);font-size:16px;font-weight:700;letter-spacing:.08em;margin-bottom:12px;text-transform:uppercase}.carry-row{border-bottom:1px solid rgba(0,168,150,.18);display:flex;font-size:16px;justify-content:space-between;padding:5px 0}.carry-row:last-child{border-bottom:none}.carry-row .k{color:var(--text-muted);font-weight:500}.carry-row .v{color:var(--teal-dark);font-variant-numeric:tabular-nums;font-weight:700}.metric-grid{display:grid;gap:18px;grid-template-columns:repeat(3,1fr);margin-bottom:28px}@media (max-width:720px){.metric-grid{grid-template-columns:1fr}}.metric-card{background:var(--white);border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow-sm);padding:22px}.metric-card.featured{background:var(--black);border-color:var(--teal)}.metric-label{color:var(--text-muted);font-size:16px;font-weight:700;letter-spacing:.06em;margin-bottom:10px;text-transform:uppercase}.metric-card.featured .metric-label{color:#fff}.metric-value{color:var(--text);font-family:Miriam Libre,serif;font-size:32px;font-variant-numeric:tabular-nums;font-weight:700;letter-spacing:-.6px;line-height:1}.metric-card.featured .metric-value{color:var(--mint)}.metric-sub{color:var(--text-muted);font-size:16px;margin-top:8px}.metric-card.featured .metric-sub{color:#fff}.compare-table{background:var(--white);border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow-sm);margin-bottom:24px;overflow:hidden}.compare-table table{border-collapse:collapse;font-size:16px;width:100%}.compare-table thead{background:var(--teal-dark)}.compare-table thead th{color:var(--white);font-size:16px;font-weight:700;letter-spacing:.06em;padding:14px 18px;text-align:left;text-transform:uppercase}.compare-table thead th:not(:first-child){text-align:right}.compare-table tbody tr{border-bottom:1px solid var(--border)}.compare-table tbody tr:last-child{border-bottom:none}.compare-table tbody tr.highlight{background:var(--teal-light)}.compare-table tbody tr:hover:not(.summary){background:rgba(0,168,150,.04)}.compare-table tbody td{color:var(--text);font-variant-numeric:tabular-nums;padding:14px 18px}.compare-table tbody td:not(:first-child){font-family:Miriam Libre,serif;font-weight:700;text-align:right}.compare-table tbody td:first-child{font-weight:600}.compare-table tr.summary td{background:var(--cream);font-family:Miriam Libre,serif;font-size:16px;font-weight:700}.compare-table tr.summary td:first-child{font-family:Work Sans,sans-serif}.delta-pos{color:var(--teal-dark);font-weight:700}.delta-neg{color:var(--danger);font-weight:700}.delta-base{color:var(--text-muted);font-family:Work Sans,sans-serif;font-style:normal;font-weight:500}.nic-grid{display:grid;gap:16px;grid-template-columns:repeat(3,1fr);margin-top:18px}@media (max-width:720px){.nic-grid{grid-template-columns:1fr}}.nic-card{border:1px solid var(--border);border-radius:12px;padding:18px 20px;text-align:center}.nic-card.csop{background:var(--cream)}.nic-card.emi{background:var(--teal-light);border-color:rgba(0,168,150,.22)}.nic-card.saving{background:var(--black);border-color:var(--teal)}.nic-label{font-size:16px;font-weight:700;letter-spacing:.06em;margin-bottom:8px;text-transform:uppercase}.nic-card.csop .nic-label{color:var(--text-muted)}.nic-card.emi .nic-label{color:var(--teal-dark)}.nic-card.saving .nic-label{color:#fff}.nic-value{font-family:Miriam Libre,serif;font-size:26px;font-variant-numeric:tabular-nums;font-weight:700;letter-spacing:-.5px}.nic-card.csop .nic-value{color:var(--danger)}.nic-card.emi .nic-value{color:var(--teal-dark)}.nic-card.saving .nic-value{color:var(--mint)}.cta-full{align-items:center;background:var(--black);border-radius:16px;box-shadow:var(--shadow-md);display:grid;gap:24px;grid-template-columns:1fr auto;margin-top:28px;padding:36px}@media (max-width:600px){.cta-full{grid-template-columns:1fr}}.cta-full-title{color:var(--white);font-family:Miriam Libre,serif;font-size:22px;font-weight:700;letter-spacing:-.4px;margin-bottom:8px}.cta-full-desc{color:hsla(0,0%,100%,.8);font-size:16px;line-height:1.55}.cta-full-btn{align-items:center;background:var(--blue);border:none;border-radius:8px;box-shadow:0 4px 12px rgba(10,108,255,.3);color:var(--white);cursor:pointer;display:inline-flex;font-family:Work Sans,sans-serif;font-size:16px;font-weight:700;gap:8px;padding:14px 24px;text-decoration:none;transition:background .2s,transform .15s,box-shadow .2s;white-space:nowrap}.cta-full-btn:hover{background:var(--blue-hover);box-shadow:0 6px 18px rgba(10,108,255,.4);color:#fff;transform:translateY(-2px)}.disclaimer{background:var(--cream);border:1px solid var(--border);border-left:4px solid var(--text-muted);border-radius:0 10px 10px 0;color:var(--text-muted);font-size:16px;line-height:1.6;margin-top:24px;padding:16px 20px}.disclaimer strong{color:var(--text)}.included-section{background:var(--white);border-top:1px solid var(--border);padding:64px 24px}.included-inner{margin:0 auto;max-width:1100px}.included-head{margin-bottom:40px;text-align:center}.included-head h2{font-family:Miriam Libre,serif;font-size:clamp(28px,3.5vw,36px);font-weight:700;letter-spacing:-.6px;margin-bottom:10px}.included-head p{color:var(--text-muted);font-size:16px;margin:0 auto;max-width:620px}.included-grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}.included-card{background:var(--cream);border:1px solid var(--border);border-radius:12px;padding:24px}.included-icon{align-items:center;background:var(--teal-light);border-radius:8px;color:var(--teal-dark);display:flex;font-size:16px;font-weight:700;height:40px;justify-content:center;letter-spacing:.02em;margin-bottom:14px;width:40px}.included-title{font-family:Miriam Libre,serif;font-size:17px;font-weight:700;letter-spacing:-.2px;margin-bottom:6px}.included-desc{line-height:1.55}.footer-note,.included-desc{color:var(--text-muted);font-size:16px}.footer-note{line-height:1.65;margin:0 auto;max-width:760px;padding:32px 24px 48px;text-align:center}.footer-note a{color:var(--teal-dark)}@media (max-width:1000px){.calc-grid{grid-template-columns:1fr}.outputs{position:static}.panel{padding:28px 24px}}@media (max-width:720px){.rb-grid{grid-template-columns:repeat(2,1fr)}.hero{padding:56px 22px 44px}.rule-banner{padding:32px 22px}.stage-nav-inner{overflow-x:auto;padding:0 16px}.stage-tab{padding:16px}.calc-section{padding:36px 16px 56px}.panel{padding:24px 20px}.panel h3{font-size:20px}.hero-output-value{font-size:36px}.delta-amt{font-size:26px}.compare-col-value{font-size:20px}}@media (max-width:480px){.rb-grid{grid-template-columns:1fr}.carry-summary{padding:22px}}}